Incenta Federal Credit Union Logo

Incenta Federal Credit Union is a community credit union serving anyone who lives, works, worships or attends school in Montgomery, Miami, Clark, Greene, Adams, and Brown counties in Ohio and the city of Maysville, KY.

Auto Loans

as low as
3.20
%
APR*

Mortgages

as low as
4.500
%
APR*

Certificates

as high as
2.63
%
APY*

'Tis The Season...

Our Holiday Loans are here!

Learn More

Loans For All Lifestyles

From New Carlisle to Mount Orab, Incenta knows
your lending needs are as unique as you are.

View our lending options.

Auto Indirect Lending

It is now even easier to finance your auto
loan through Incenta FCU.

Get the car of your dreams.

Be Ready For Any Purchase

Happiness is our VISA® Balance Transfer Offer!
Bundle up your credit cards and pay them off.

Learn More

Credit Cards With Rewards

Earn points for every dollar you spend
to use on items that matter to you.

Learn More

Smart Option Student Loan®

For bachelor’s and associate’s degrees
or a certificate at a degree-granting school.

Learn More

Branch Hours

  • Monday8:30 AM to 5:00 PM
  • Tuesday8:30 AM to 5:00 PM
  • Wednesday10:30 AM to 5:00 PM
  • Thursday8:30 AM to 5:00 PM
  • Friday9:00 AM to 6:00 PM
  • SaturdayClosed
  • SundayClosed
Newspaper and computer - read the incenta federal credit union newsletter
Summer / Fall 2018

Incenta Insights Newsletter

Read the latest news
Englewood 175 West Wenger Road
Englewood, OH 45322
Dayton 3000 Elbee Road
Dayton, OH 45439
Aberdeen 1100 U.S. Rt. 52
Aberdeen, OH 45101
Olympic 2231 Olympic Drive
Springfield, OH 45503
Lagonda 1345 Lagonda Avenue
Springfield, OH 45503
Beavercreek 3562 Dayton Xenia Road
Beavercreek, OH 45432