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Investments

IRA

We know saving for your future is an essential part of your financial plan, and that’s why we offer Individual Retirement Accounts (IRA).

This account can do many things, such as:

  • Provide tax advantages
  • Supplement your retirement income
  • Let you contribute through payroll deduction

On top of regular contributions, most IRAs pay quarterly dividends. The earnings on the IRA account are also tax-deferred until you begin withdrawing your funds.

It’s never too early to start saving, so set up your IRA today. Doing so is easier than ever, and you can get started with options such as:

  • The Traditional IRA
  • Roth IRA
  • Coverdell Education Savings Account (ESA)

Contact your local branch today to speak to an investment representative to receive more information on your IRA options!

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Share Certificates

We know that putting money aside for short-term investments is important for you. That’s why we offer Share Certificates that range from 26 weeks to five years. These deposits yield high dividends and most only require a minimum of $1000 initial deposit.

For rate information, click below. Rates change frequently, so call or check back for the latest information.

View Rates »

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HSA

If you are enrolled in an HSA compatible health care plan, you’ll be pleased to learn that there are several Health Savings Account options available at Incenta Federal Credit Union for you to save money for your health care expenses.

It’s easy to get your account started. HSA accounts:

  • Earn dividends
  • Have no annual fee
  • Come with a VISA® Debit Card, making it convenient to pay for medical expenses.
  • Are compatible with Direct Deposit and/or payroll deductions

Contact your local branch today to ask about opening a health savings account at Incenta Federal Credit Union.

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