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Rates

Incenta Loan Rates

Loan Rates

Rate

APR

Term


Vehicles

As low as 3.24%

As low as 3.70%

Terms up to 85 months available

RVs (ATVs, Snowmobiles, Personal Watercraft, Motorcycles, Boats, Camping Trailers, Travel Trailers and motor homes)

As low as 3.24%

As low as 3.82%

Terms up to 120 months available

Signature (Closed-end)

As low as 8.45%

As low as 8.52%

Terms up to 60 months available

Mortgage Rates

Contact our Mortgage Department for our Great Rates.   Click here for Dayton/Springfield.  Click here for Aberdeen.

Rates effective August 1, 2019. APR = Annual Percentage Rate. Auto Loan: Rates subject to change at anytime and without notice. Your interest rate and repayment terms will be based on your individual credit history and underwriting criteria and may be different from rates quoted above. Auto Loan rates are based on sample loan of $20,000 amount financed, age of collateral, mileage and includes a $175 loan fee. Note that refinances of existing Incenta loans and private vehicle purchases are subject to a $250 loan fee. Personal Loans: Personal Loans (Signature) are subject to application and credit approval and APR is based on $5,000 amount financed, including a $35 loan fee. To obtain additional information, contact our Member Services department at 937-223-4943. Incenta is an Equal Housing Lender.