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Rates

Incenta Mortgage Rates

Mortgage Rates

Rate

APR


1st Mortgage - 10 year

As low as 4.625%

As low as 4.625%

1st Mortgage - 15 year

As low as 4.625%

As low as 4.625%

1st Mortgage - 20 year

As low as 4.875%

As low as 4.875%

1st Mortgage - 30 year

As low as 5.000%

As low as 5.000%

2nd Mortgage - 80% Appraisal (1-5 Years) - up to 80% LTV

As low as 4.75%

As low as 4.75%

2nd Mortgage - 80% Appraisal (6-10 Years) - up to 80% LTV

As low as 5.40%

As low as 5.40%

Rates effective November 19, 2018. Actual Rate dependent on applicant credit, age of auto, loan amount and/or loan term. Rates subject to change. First and Second Mortgage rates are variable, are based on the New York Prime rate and will adjust the 1st of the month following a change in the New York Prime Rate. Home Equity Loans are variable, based on the New York Prime Rate and adjust at the start of the next quarter. LTV = Loan to Value.

*Looking Out for You Mortgage Loan valid on refinance only and has fixed closing costs.