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Rates

Incenta Mortgage Rates

Mortgage Rates

Rate

APR


1st Mortgage - 10 year

3.750%

3.750%

1st Mortgage - 15 year

3.875%

3.875%

1st Mortgage - 20 year

4.250%

4.250%

1st Mortgage - 30 year

4.500%

4.500%

2nd Mortgage - 80% Appraisal (1-5 Years) - up to 80% LTV

4.75%

4.75%

2nd Mortgage - 80% Appraisal (6-10 Years) - up to 80% LTV

5.40%

5.40%

Rates effective March 20, 2019. Actual Rate dependent on applicant credit, age of auto, loan amount and/or loan term. Rates subject to change. First and Second Mortgage rates are variable, are based on the New York Prime rate and will adjust the 1st of the month following a change in the New York Prime Rate. Home Equity Loans are variable, based on the New York Prime Rate and adjust at the start of the next quarter. LTV = Loan to Value.

*Looking Out for You Mortgage Loan valid on refinance only and has fixed closing costs.