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Financial Services

Financial Services

We offer a variety of financial services that will save you time, effort and money. Take advantage of these convenient services to make the most of your full-service financial institution.

Payroll Deduction

Payroll deduction is one of the most popular services with Incenta members.

With payroll deduction, you can authorize a specific amount of money to be deducted from each paycheck to be applied to savings accounts, loan payments, or IRA contributions. This convenient service makes saving a breeze. Sign up, forget about it, and watch your savings grow towards reaching your financial goals!

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Wire Transfers and EFTs

Wire transfers and EFTs (ACH transactions) are available to all members as a fast and secure way to transfer funds between financial institutions. For Domestic and International wire transfer fees, please refer to the Fee Schedule. Our Member Service Representatives are available to assist you or answer any questions regarding your wire transfers.

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Financial Planning

You depend on Incenta for your finances. Count on Our Retirement and Investment Services to help with your future.

Incenta and Pathways Retirement and Investment Services is offered through CUNA Brokerage Services, Inc.*, a broker/dealer focused on serving credit union members. CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group. No matter what stage in life you may be on, the full-service financial advisory program is available to anyone at no cost or obligation. Membership is not a requirement.

Our Retirement and Investment Services advisor will be able to help you identify major financial milestones, recommend the best tactics to help you achieve those goals, or simply provide an informed and objective opinion on your financial situation. For more information about our Retirement and Investment Services, click here.

Your Incenta Investment Guide: Chris Bright

Chris started his career in Finance in 2009 at UBS Financial Services. He has experience in designing custom financial plans for individuals, families and business owners. He enjoys providing clarity and transparency throughout all stages of the financial planning process.

Chris has served as a financial adviser, regional investment consultant and portfolio manager during his career in Finance. He emphasizes an academic approach to investment management, coupled with the highest level of customer service.

He received his Master’s Degree in Financial Economics from Ohio University – and Bachelor’s Degrees in Economics and Strategic communications from The Ohio State University. He currently holds various FINRA securities registrations as well as State Insurance licenses.

Chris enjoys spending time with his family, traveling, and playing Golf and Lacrosse in his spare time. He and his wife Carla reside in Dublin with their son Camden and their dog Ava.

Check the background of this investment professional on FINRA’s BrokerCheck.

Interested? Contact Chris for Your Complimentary Appointment Today

*Incenta and Pathways Retirement and Investment Services advisors are registered representatives of CUNA Brokerage Services, Inc. Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CSBI), member FINRA/SIPA, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members.  NOT NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.  CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America.
**Representative is not a tax advisor. For information regarding your specific tax situation, please consult a tax professional. FR-2356909.1-1218-0121

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Trinity Debt Management

Incenta is partnered with Trinity Debt Management to provide MoneyEd: A Personal Finance Program. Whether you’re looking to start a checking account, obtain a loan, or learn more about personal finance, each course will prepare you to make wise financial choices. When you’re finished, take the quiz at the end of the chapter to measure your success.

Topics include:

  • Managing Your Checking Account
  • Credit Smart
  • Budgeting
  • Auto Loan Finance
  • Personal Finance for College Students
  • Money Smart Teens
  • Debt Management Options
  • Investment Basics
  • Guide to Homeownership
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Legal Shield / ID Shield

Everyone deserves affordable legal and identity theft protection. Including you. No matter how traumatic or trivial your situation, we are here to help. Unexpected legal and identity theft issues arise every day. With LegalShield on your side, you have the power to access legal and identity theft advice and services when you need them, all for one low monthly fee.

Why would you need a legal plan?

A legal service plan can help with all sorts of planned and unplanned legal issues. As a LegalShield member, you can rest assured that whether you’re facing a legal issue that’s big, small or somewhere in between, you’ll have access to legal advice and services when you need them.

Why should you protect your identity?

Identity theft affects millions of Americans each year. Victims of identity theft can face issues such as lost job opportunities, problems with securing a loan or harassment from debt collectors. You can get the experts on your side with an identity theft protection plan. Services include access to your credit report (or consumer credit disclosure), consultations, expert restoration and more. Let LegalShield help you worry less and live more.

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